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Frequently Asked Questions - Mutual Funds

Please reach us at contact@tikboxwealth.com if you cannot find an answer to your question.

A mutual fund is an investment vehicle that pools money from multiple investors to invest in a diversified portfolio of assets such as equities, debt, or hybrid instruments.
At TikboxWealth, our experts curate funds that align with your goals, time horizon, and risk profile.


Mutual funds earn returns primarily through two ways —

  • Capital Appreciation: When the value of the fund’s holdings increases.
     
  • Dividends/Interest Income: Regular payouts from the underlying securities.
    Your total return depends on market performance and the type of fund chosen.


  • Equity Funds: For long-term capital growth.
  • Debt Funds: For stable, lower-risk income.
  • Hybrid Funds: A mix of equity and debt for balanced returns.
  • Thematic or Sector Funds: Focused exposure to specific industries or ideas.
    TikboxWealth help you select the right blend to suit your goals.


Mutual funds are regulated by SEBI (Securities and Exchange Board of India) and managed by licensed professionals.
While market-linked, risk varies by category — equity funds carry higher risk (and return potential), while debt funds are relatively stable


A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly (monthly or quarterly) into a mutual fund.
It promotes disciplined investing and averages out market volatility through rupee cost averaging.


Frequently Asked Questions - PMS/AIFs

Please reach us at contact@tikboxwealth.com if you cannot find an answer to your question.

A Portfolio Management Service (PMS) is a customized investment solution managed by professional fund managers.
Each portfolio is built in your name with direct ownership of securities, offering transparency, control, and tailored strategies based on your risk profile and goals.


An Alternative Investment Fund (AIF) pools money from sophisticated investors to invest in high-growth opportunities like private equity, venture capital, hedge-style funds, or structured debt.
AIFs are designed for HNIs and institutional investors looking for diversification beyond traditional markets.


PMS focuses on personalized equity or multi-asset portfolios managed individually, while AIFs are pooled structures investing in specialized or alternative asset classes.
In simple terms — PMS gives you control, AIFs give you access to exclusive opportunities.


As per SEBI regulations, the minimum investment is:

  • ₹50 Lakhs for PMS
  • ₹1 Crore for AIFs
    These categories cater to investors seeking long-term wealth creation with professional management and higher risk-adjusted returns.


At TikboxWealth, we help you access top-performing PMS & AIF providers, analyze performance metrics, assess risk, and align investments with your financial goals.
Our hybrid approach — combining research, due diligence, and technology-driven monitoring — ensures your portfolio stays optimized and transparent.


Frequently Asked Questions - Insurance

Please reach us at contact@tikboxwealth.com if you cannot find an answer to your question.

Insurance protects you and your loved ones from financial uncertainty.
Whether it’s life, health, or asset insurance, it ensures financial stability during unexpected events, helping you maintain your goals and lifestyle even in tough times.


The key types include:

  • Life Insurance: Provides financial security to your family in your absence.
  • Health Insurance: Covers hospitalization and medical costs.
  • Motor & Asset Insurance: Protects valuable assets like cars or property.
  • Term & Investment-linked Plans: Offer protection plus potential long-term wealth creation.
     

TikboxWealth helps identify the right mix based on your income, liabilities, and life stage.


Your ideal coverage depends on your income, dependents, debts, and financial goals.
As a general guideline, life cover should be 10–15 times your annual income.
Our advisors at TikboxWealth use goal-based analysis to recommend personalized protection levels.


  • Term Insurance: Pure protection — high coverage at low cost.
  • Investment-linked (ULIPs / Endowment Plans): Combine life cover with wealth-building options.
    We guide you in choosing the right structure depending on your focus — protection, growth, or balance.


We take a 360° approach to insurance —

  • Assess your current coverage and financial exposure
  • Identify protection gaps
  • Compare top-rated insurers
  • Design a tax-efficient, goal-based protection strategy

Our mission is simple — to ensure you’re covered, confident, and financially future-proof.


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